Now, consumers can benefit from education and complaints through the Consumer Financial Protection Bureau. The administration heads banks, lenders, and big nonbanking institutions,...
Posted by Rosovich & Associates, Inc. on 08/24/2022
Not all debts are the same. Although most forms of lending carry risk, certain lending decisions are more likely to send you into a downward debt spiral. We call them debt traps.It's...
Posted by Rosovich & Associates, Inc. on 08/11/2022
Do you want your children to do better financially than you? Do you want them to stick to a budget and invest in their future? Financial education is essential.A 2018 National Financial...
Posted by Jim McClaflin, EA, NTPI Fellow, CTRC on 06/11/2022
A spouse usually signs joint tax returns with the knowledge to face the due tax, penalties, and interest accompanying the tax return. According to the IRS (Internal Revenue Service),...
Posted by Jim McClaflin, EA, NTPI Fellow, CTRC on 05/31/2022
Many business owners have been encouraged to get out of debt. The advice may not be entirely practicable, considering that all great entrepreneurs need loans (aka debts) to expand...
Posted by Rosovich & Associates, Inc. on 05/22/2022
What are tax refund loans?Most taxpayers know a lot about tax refunds. However, very few know about tax refund loans. If you have short-term cash needs and anticipate a tax refund,...
Posted by Jim McClaflin, EA, NTPI Fellow, CTRC on 04/30/2022
If you're in debt or feel your debt is growing, you're probably not alone. As many Americans are still trying to get their debt under control largely from the effect of the...
Posted by Jim McClaflin, EA, NTPI Fellow, CTRC on 03/10/2022
Buying a home is a huge financial responsibility. But it's a worthwhile investment. One smart way to kill two birds with one stone is to deduct your mortgage points from your taxes,...
Posted by Jim McClaflin, EA, NTPI Fellow, CTRC on 02/28/2022
Everyone has a personal credit history. Personal credit history must be separated from their business credit for small business owners. As individuals, the errors in personal credit...
Posted by Jim McClaflin, EA, NTPI Fellow, CTRC on 02/22/2022
